MassHealth Coverage Types for Seniors and Long-Term Care
with Silvia Sales
Silvia Sales, an expert at SCS Medicaid Senior Services, provides insight into the various MassHealth coverage options available for seniors and individuals requiring long-term-care services. There are five distinct types of MassHealth coverage, each designed to offer specific healthcare benefits to eligible individuals. These options ensure that seniors and those in long-term care receive the most appropriate and complete coverage possible.
1. MassHealth Standard
Silvia Sales explains that MassHealth Standard is the most comprehensive coverage offered. It includes a wide range of healthcare benefits, from inpatient and outpatient hospital services to long-term care, dental, vision, and even mental health services.
2. MassHealth CommonHealth
For disabled adults who cannot qualify for MassHealth Standard, MassHealth CommonHealth offers similar benefits. This option supports individuals with disabilities who work either full-time or part-time.
3. MassHealth Family Assistance
MassHealth Family Assistance provides a broad range of healthcare benefits, including emergency ambulance services, dental care, and outpatient medical services.
4. MassHealth Limited
MassHealth Limited is designed for people who meet the financial criteria for MassHealth Standard or Family Assistance but are restricted to emergency medical services only.
5. Medicare Savings Program
The Medicare Savings Program helps cover the costs of Medicare Part A and Part B premiums, as well as non-pharmacy copayments and deductibles. It is an excellent way for seniors to reduce their out-of-pocket healthcare expenses.
By understanding these five MassHealth coverage types, seniors and their families can make informed decisions about their healthcare options. Silvia Sales and her team at SCS Medicaid Senior Services are dedicated to guiding you through the complexities of healthcare coverage to ensure you receive the support you need.